Make Your Dreams of Homeownership Come True!

Homeownership Orientation!  January 28, 2017 at 10:30 AM.
Please be on time.  The doors will be locked after the orientation has started. 
201 Fourth  Street, High Point, NC 27261
Please be prompt, those arriving after the meeting has started will not be admitted.
Please Bring Photo ID. 
Children are not able to be accommodated, please make alternative child care arrangements 
 Download the Application in English                                      Download the Application in Spanish

Are you willing to put forth an effort to change your family's future?

Habitat is looking for hard working, low income applicants who:

  • Are currently living in overcrowded, unsafe or unaffordable housing
  • Have the ability to pay a 25 year, no interest mortgage
  • Willing to partner with Habitat by investing 250 hours per adult of sweat equity and attending educational classes.

Successful applicants will also

  • have lived or worked in the High Point, Archdale or Trinity area for a year or more
  • have acceptable credit history and reasonable debt load
  • have a steady form of income for two years
  • be able to document all income through standard SSI or tax documents


Income Guidelines

Family Size Income Range
1 $16,500 - $24,000
2 $16,500 - $27,250
3 $16,500 - $30.700
4 $16,500 - $34,000
5 $18,500 - $36,800
6 $20,000 - $40,000
7 $21,000 - $42,250
8 $22,500 - $45,000


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Habitat Homeownership Frequently Asked Questions

How are partner families selected?

The affiliate’s family selection committee is responsible for setting criteria, reviewing applications and carefully selecting the families who qualify for a Habitat for Humanity home.

The committee uses a fair and impartial process. Applications are available to people in need of simple, decent, affordable shelter, regardless of their religion, nationality, race, political opinion or gender.

The committee conducts interviews and home visits to identify families in greatest needs, without discrimination or favoritism. The committee uses a clear method to determine which applications get first priority.

What families qualify for a Habitat for Humanity house?

Three main criteria:

  • Need for decent housing (i.e., living in inadequate or substandard shelter).
  • Ability to make monthly mortgage payments, and inability to obtain a conventional mortgage.
  • Willingness to partner (which means the willingness to volunteer in the construction of their own home and willingness to pay back the cost of the house.)

Homeowner applicants must have income within a certain range as determined by the affiliate’s family selection committee. It is important that the homeowner family can pay for the house without sacrificing other basic necessities.

What is sweat equity?

Once a family is selected, it is required to contribute sweat equity (or labor) in the construction of its own home (or other supporting activities) and to help other families in building their houses. The family members invest equity into their home as they actually pound nails, paint, hang drywall, etc.

A family must contribute sweat equity to reduce the cost of the house, increase the family’s sense of ownership and pride in the house, learn how to take care of its own house, and promote partnerships and sharing in the community.

There are many ways a family can fulfill sweat equity in addition to actually constructing its own house. Examples include:

  • Providing food for volunteers at the construction site.
  • Carrying materials to the construction site.
  • Digging the foundation and pouring concrete.
  • Helping out in the affiliate office, warehouse, or ReStore.
  • Attending events that raise awareness about and/or raise funds for Habitat for Humanity.

Where does the money from house payments go?

After the house is built, the homeowner family signs a contract. The family agrees to pay back the cost of the house in regular payments. House payments go back into Habitat and are used for the construction of more houses.